I think I'd heard something about this a long time ago but I just ignored it thinking there was some major catch, but in our recent days of trying to save money, I had to look a little deeper. It turns out you really can get cash back on your purchases online!
Lately, even our bank has gotten in on the action (if you are local and use RCFU, be sure to log into your online account and look for the deals). That said, the choices through our bank are pretty slim and the cash back is about half of what you can get through other services online.
Right now is really the time to use it too as many of these sites are offering bonus cash back through the holidays on certain stores or certain days. For instance, this coming Monday (Dec 13) is Cyber Monday II and that means big sales at many online retailers but it also means bonus cash back at many of the cash back services.
I know there are many other cash back services, and maybe even some that are better than these, but the two I've really started using lately are ShortCuts and Ebates. Both of these have a huge variety of stores to choose from (including major stores like Lowes, Target, Kohls, JCPenney and pretty much every major name you can think of, but quite often they both offer extra savings coupons on top of the cash back. So before you shop be sure to sign up for these sites and make sure you are getting the best bang for your buck. Oh, and when you sign up for an Ebates account and use it for the first time they will give you a $10 gift card to a (select) store of your choice. We chose Home Depot (cuz, well, we are always doing something around this house).
Oh, and one more thing. Many stores now offer in-store pickup of items without any extra charge. So, if you know you are heading out to say...Lowes for a specific item, why not go through Ebates to get a little discount before you go.
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