One of my plans to cut our costs going into the new year was to reduce the amount we pay on prescriptions. I have quite a few and my insurance is funky, which means that I pay for my prescriptions up front and then get reimbursed for 80% of the cost. You'd think this little fact would have been enough to make me shop around a long time ago but I really didn't think there was much of a difference on prescription prices.
My original plan had been to determine whether CVS or Rite Aid had the better deal since they bother offer Rewards programs that would give me a little back. However, after calling them both I found they wasn't much of a difference. Then I called Publix and found there wasn't much difference there either. At some point in this process I thought to call CostCo. We are members there and have the Executive Membership (which pays you back 2% of what you spend at the end of the year - the minimum pay back is the $50 upcharge fee for the Executive Membership - so there's really no reason NOT to upgrade).
I didn't even have to call CostCo, they have the prices for most of their prescriptions listed ONLINE! Who knew?! I sure didn't. I clicked around and found the prices for some of my highest priced prescriptions and quickly found that I would be saving a ton by going to them. On one prescription alone the price was cut from around $200/mo to about $100/mo (50%!). Most of the others didn't have savings that were nearly as high but they were still savings. So I loaded up my prescriptions and headed to CostCo. I had 6 that needed filled very soon, 3 of which would normally run me about $500. My total for 6 prescriptions came in at $378!
Then add to that that we will get 2% back at the end of the year, and just on prescriptions alone we'll get back a check worth around $100.
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